About Pemberton Lenders · Lexington, KY
A Lexington funding advisor for Bluegrass owners.
We help small business owners across Fayette County and central Kentucky compare SBA, working capital, and equipment financing options — and secure capital that actually fits.
Headquartered
Harrodsburg Rd, Lexington
Serves
Fayette + Bluegrass
Model
Advisor, not a bank
Response
1 business day
Locally rooted
Based on Harrodsburg Road in Lexington.
Advisor-led
Real people who guide you through every option.
Wide lender network
Access to bank, SBA, and alternative funders.
Transparent process
Clear terms — no payday-style shortcuts.
Who we are
An independent funding advisor — not a bank.
Pemberton Lenders is a business financing advisor and loan agency headquartered at 2525 Harrodsburg Rd in Lexington, KY. We are not a bank and we are not a direct lender. We work on behalf of the business owner, comparing programs across SBA lenders, community and regional banks, equipment financiers, and alternative capital providers.
Most owners don't need another online form — they need someone who can read a P&L, understand the goal, and quickly say which programs are worth pursuing and which aren't. That's the job.
What we value
Four things we won't compromise on.
Clarity
Plain-English guidance on rates, terms, and trade-offs — before you sign anything.
Speed
Fast intake, one point of contact, and lenders matched to your actual profile.
Responsible financing
We steer owners away from payday-style products that damage a business long term.
Local service
A Harrodsburg Road office and a footprint across the Bluegrass region.
How we work
Same four steps, every file.
01 · Conversation
A short call about the business, use of funds, and rough timing. No credit pull.
02 · File review
Recent statements, tax return, ownership. We package a lender-ready summary.
03 · Written options
Programs that realistically fit come back on paper so you can compare cost and structure.
04 · Close & fund
You choose, we coordinate the lender through underwriting and closing.
Industries we work with
The businesses that keep central Kentucky running.
Full disclosure
What we don't claim.
We'd rather be trusted than loud. Here's what you'll never hear from us.
- We do not guarantee approval — every loan is subject to lender underwriting.
- We do not advertise made-up rates — pricing is presented in writing by the lender.
- We do not display fake reviews, badges, awards, or partner logos.
- We do not promise a specific lender relationship until your file has been reviewed.
Talk to an advisor
Ready to see what fits your business?
Start with a short call. No credit pull, no upfront fees, and you'll see options in writing before you commit.