Invoice Factoring in Lexington-Fayette.
Sell unpaid invoices to unlock working capital today. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.
- Amount
- 70% to 95% advance on invoice value.
- Term
- Per invoice / revolving.
- Best for
- Businesses that want cash today by selling invoices.
- Coverage
- Fayette + Bluegrass
Locally rooted
Based on Harrodsburg Road in Lexington.
Advisor-led
Real people who guide you through every option.
Wide lender network
Access to bank, SBA, and alternative funders.
Transparent process
Clear terms — no payday-style shortcuts.
The program
What invoice factoring actually is
Invoice factoring is the sale of your outstanding invoices to a factor at a discount. The factor advances most of the invoice value up front, collects from your customer, and remits the balance minus a fee. Unlike AR financing, the factor typically manages collections.
Who it fits in Lexington-Fayette
- Kentucky trucking carriers and freight brokers
- Staffing agencies
- Manufacturers and wholesalers with creditworthy customers
Common uses
- Fuel and payroll for trucking fleets
- Weekly staffing payroll
- Bridging cash between invoice and customer payment
What lenders review
Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:
Advisor-led, not order-taker.
Factoring contracts are dense — reserves, minimums, and termination fees can eat the advance. We compare offers on the fully loaded cost, not the sticker rate.
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