Accounts Receivable Financing in Lexington-Fayette.
Borrow against outstanding invoices to smooth cash flow. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.
- Amount
- Typically 70% to 90% of eligible receivables.
- Term
- Revolving.
- Best for
- B2B operators waiting on slow-paying customers.
- Coverage
- Fayette + Bluegrass
Locally rooted
Based on Harrodsburg Road in Lexington.
Advisor-led
Real people who guide you through every option.
Wide lender network
Access to bank, SBA, and alternative funders.
Transparent process
Clear terms — no payday-style shortcuts.
The program
What accounts receivable financing actually is
Accounts receivable financing is a revolving facility secured by your outstanding invoices. You retain the customer relationship and collections; the lender advances a percentage of eligible invoices and gets repaid as they clear.
Who it fits in Lexington-Fayette
- Kentucky staffing agencies with weekly payroll
- Manufacturers and distributors invoicing net-30 or net-60
- Service firms with large enterprise or government customers
Common uses
- Making payroll while waiting on customer payment
- Purchasing inventory to fulfill a new order
- Funding a growth push without diluting equity
What lenders review
Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:
Advisor-led, not order-taker.
We help you decide whether AR financing or true invoice factoring is the better structure, and we watch for lenders whose fee schedules undercut the headline advance rate.
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