Commercial Loan Broker · Lexington-Fayette

Commercial Loan Broker in Lexington-Fayette.

Brokerage for commercial real estate and larger transactions. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.

Amount
$500,000 to $50,000,000+.
Term
5 to 30 years depending on program.
Best for
Larger commercial real estate and specialty deals.
Coverage
Fayette + Bluegrass

Locally rooted

Based on Harrodsburg Road in Lexington.

Advisor-led

Real people who guide you through every option.

Wide lender network

Access to bank, SBA, and alternative funders.

Transparent process

Clear terms — no payday-style shortcuts.

The program

What commercial loan broker actually is

Commercial loan brokerage covers real estate purchases, refinances, construction, bridge, and larger equipment deals. Sourcing lives across banks, credit unions, SBA, USDA, life-company, CMBS, and private-credit lenders — and no single lender wins every deal.

Who it fits in Lexington-Fayette

  • Investors purchasing a Lexington-area commercial building
  • Operators refinancing a maturing balloon
  • Developers seeking construction-to-perm financing

Common uses

  • Owner-occupied and investment real estate
  • Construction and rehab financing
  • Bridge and refinance
  • Large equipment packages

What lenders review

Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:

Debt service coverage on the property
Loan-to-value and loan-to-cost
Sponsor experience and global cash flow
Appraisal, environmental, and title review
How we help

Advisor-led, not order-taker.

We source across bank, SBA/504, credit union, and private-credit desks. On larger deals we run a mini-market process so you see term sheets from multiple lenders instead of taking the first offer.

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FAQ

Commercial Loan Broker · common questions

Most established Lexington-Fayette businesses with consistent revenue can qualify for a commercial loan broker. Pemberton Lenders reviews credit, time in business, and use of funds to match you with the right lender.

Ready to talk through commercial loan broker?

A Lexington-based advisor will follow up within one business day. No credit pull to start.

Submitting an inquiry does not guarantee approval or funding. Financing options are subject to lender review.