Revenue Based Financing in Lexington-Fayette.
Capital repaid as a set percentage of monthly revenue. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.
- Amount
- $50,000 to $2,000,000.
- Term
- Repaid as a percentage of monthly revenue, typically 12 to 60 months.
- Best for
- Growth-stage businesses with predictable monthly revenue.
- Coverage
- Fayette + Bluegrass
Locally rooted
Based on Harrodsburg Road in Lexington.
Advisor-led
Real people who guide you through every option.
Wide lender network
Access to bank, SBA, and alternative funders.
Transparent process
Clear terms — no payday-style shortcuts.
The program
What revenue based financing actually is
Revenue-based financing is capital repaid as a fixed percentage of monthly revenue until a set multiple is reached. Payments flex with revenue, which suits businesses whose income is real but uneven.
Who it fits in Lexington-Fayette
- Ecommerce and DTC brands scaling ad spend
- SaaS and subscription businesses
- Recurring-revenue service operators
Common uses
- Ad spend and customer acquisition
- Inventory scale-up
- Hiring for a growth phase
What lenders review
Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:
Advisor-led, not order-taker.
RBF pricing is often quoted as a multiple, not an APR. We translate offers into apples-to-apples numbers so you can compare against a term loan or line of credit.
Explore next
Related Lexington-Fayette programs
City Hub
Every Pemberton Lenders loan program available to Lexington-Fayette businesses — SBA, working capital, equipment, real estate, and more.
SBA Loans
Long-term, lower-rate funding backed by the Small Business Administration. Advisor-led sba loans guidance for Lexington-Fayette business owners.
SBA 7(a) Loan
The SBA's flagship program for general small business financing. Advisor-led sba 7(a) loan guidance for Lexington-Fayette business owners.
Business Line of Credit
Revolving capital you draw from as opportunities and needs arise. Advisor-led business line of credit guidance for Lexington-Fayette business owners.
FAQ