Dental Practice Loans · Lexington-Fayette

Dental Practice Loans in Lexington-Fayette.

Financing for dental startups, acquisitions, and equipment. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.

Amount
$100,000 to $5,000,000.
Term
Up to 10 years working capital / 25 years real estate.
Best for
Dentists starting, buying, or expanding a practice.
Coverage
Fayette + Bluegrass

Locally rooted

Based on Harrodsburg Road in Lexington.

Advisor-led

Real people who guide you through every option.

Wide lender network

Access to bank, SBA, and alternative funders.

Transparent process

Clear terms — no payday-style shortcuts.

The program

What dental practice loans actually is

Dental practice financing spans startup loans, acquisitions, equipment upgrades, and real estate. Most dental deals are lender-friendly because practice cash flows are predictable and specialty lenders compete aggressively for them.

Who it fits in Lexington-Fayette

  • New dentists opening a first Lexington-area practice
  • Associates buying into or acquiring a practice from a retiring owner
  • Established practices adding CBCT, CEREC, or additional operatories

Common uses

  • Practice acquisition and partner buy-in
  • Buildout and equipment for a new office
  • Technology upgrades
  • Working capital during ramp

What lenders review

Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:

Production reports and collections
Provider experience and credentials
Practice valuation and seller notes
How we help

Advisor-led, not order-taker.

We work with dental-specialty lenders that fund 100% of acquisition price plus working capital, and we help time the deal around your associateship transition.

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FAQ

Dental Practice Loans · common questions

Most established Lexington-Fayette businesses with consistent revenue can qualify for a dental practice loans. Pemberton Lenders reviews credit, time in business, and use of funds to match you with the right lender.

Ready to talk through dental practice loans?

A Lexington-based advisor will follow up within one business day. No credit pull to start.

Submitting an inquiry does not guarantee approval or funding. Financing options are subject to lender review.