Medical Practice Loans · Lexington-Fayette

Medical Practice Loans in Lexington-Fayette.

Capital for physician-owned practices and clinics. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.

Amount
$100,000 to $5,000,000+.
Term
Up to 10 years working capital / 25 years real estate.
Best for
Physicians financing practice ownership, equipment, or expansion.
Coverage
Fayette + Bluegrass

Locally rooted

Based on Harrodsburg Road in Lexington.

Advisor-led

Real people who guide you through every option.

Wide lender network

Access to bank, SBA, and alternative funders.

Transparent process

Clear terms — no payday-style shortcuts.

The program

What medical practice loans actually is

Medical practice loans fund acquisitions, partner buy-ins, buildouts, equipment, and real estate for physician-owned practices. Lenders treat physicians favorably because of stable earnings and low default rates.

Who it fits in Lexington-Fayette

  • Independent physicians in Central Kentucky
  • Group practices adding a location or provider
  • Physicians buying the building that houses their clinic

Common uses

  • Practice acquisition and partner buy-in
  • Imaging and diagnostic equipment
  • Owner-occupied real estate
  • Working capital and EMR investment

What lenders review

Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:

Practice financials and payer mix
Physician production and credentialing
Real estate appraisal, when applicable
How we help

Advisor-led, not order-taker.

We route your file to lenders with active physician programs and coordinate with your CPA on structure — SBA vs. conventional vs. specialty medical lender.

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FAQ

Medical Practice Loans · common questions

Most established Lexington-Fayette businesses with consistent revenue can qualify for a medical practice loans. Pemberton Lenders reviews credit, time in business, and use of funds to match you with the right lender.

Ready to talk through medical practice loans?

A Lexington-based advisor will follow up within one business day. No credit pull to start.

Submitting an inquiry does not guarantee approval or funding. Financing options are subject to lender review.