Commercial Construction Loan in Lexington-Fayette.
Ground-up and improvement financing for commercial builds. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.
- Amount
- $500,000 to $25,000,000+.
- Term
- 12 to 36 month construction, converting to 5- to 25-year perm.
- Best for
- Ground-up builds and major renovations of commercial property.
- Coverage
- Fayette + Bluegrass
Locally rooted
Based on Harrodsburg Road in Lexington.
Advisor-led
Real people who guide you through every option.
Wide lender network
Access to bank, SBA, and alternative funders.
Transparent process
Clear terms — no payday-style shortcuts.
The program
What commercial construction loan actually is
Commercial construction loans fund the build of a commercial property in stages, released as work is completed and inspected. They typically convert into permanent financing once the project stabilizes.
Who it fits in Lexington-Fayette
- Owner-users building a new headquarters or facility in Lexington-Fayette
- Developers of retail, office, industrial, or medical projects
- Established owners expanding an existing property
Common uses
- Ground-up construction
- Major renovations and additions
- Owner-occupied buildings (SBA 504 eligible)
What lenders review
Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:
Advisor-led, not order-taker.
Construction financing has more moving parts than any other product. We help sequence the loan, appraisal, permits, and take-out financing so the project does not stall waiting on paperwork.
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