Hotel Loans in Lexington-Fayette.
Acquisition, refinance, and PIP funding for hospitality operators. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.
- Amount
- $1,000,000 to $25,000,000+.
- Term
- Up to 25 years (SBA 504) / 5 to 10 years (conventional and CMBS).
- Best for
- Hotel owners financing acquisition, refi, or PIP.
- Coverage
- Fayette + Bluegrass
Locally rooted
Based on Harrodsburg Road in Lexington.
Advisor-led
Real people who guide you through every option.
Wide lender network
Access to bank, SBA, and alternative funders.
Transparent process
Clear terms — no payday-style shortcuts.
The program
What hotel loans actually is
Hotel financing includes SBA 7(a) and 504 for owner-operators, conventional bank debt, CMBS for larger flags, and bridge loans for repositioning. Brand and market matter enormously to lenders.
Who it fits in Lexington-Fayette
- Owner-operators of flagged hotels in Central Kentucky
- Buyers acquiring an existing property near I-64 or I-75
- Operators funding a franchise-required PIP
Common uses
- Acquisition and refinance
- PIP and renovation
- Ground-up construction (with construction lender)
What lenders review
Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:
Advisor-led, not order-taker.
Hotel lending is specialized. We only place hotel deals with lenders that actively fund the flag and market, and we coordinate franchise consents and PIP timelines.
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