Landscaping Equipment Financing · Lexington-Fayette

Landscaping Equipment Financing in Lexington-Fayette.

Capital for mowers, trucks, and landscape equipment. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.

Amount
$10,000 to $500,000.
Term
24 to 60 months.
Best for
Landscape contractors financing crews and equipment.
Coverage
Fayette + Bluegrass

Locally rooted

Based on Harrodsburg Road in Lexington.

Advisor-led

Real people who guide you through every option.

Wide lender network

Access to bank, SBA, and alternative funders.

Transparent process

Clear terms — no payday-style shortcuts.

The program

What landscaping equipment financing actually is

Landscaping equipment financing funds mowers, trucks, trailers, skid steers, and irrigation gear. Because equipment is collateral, credit approvals are relatively straightforward and can close in days.

Who it fits in Lexington-Fayette

  • Landscape and lawn-care contractors across Fayette County and the Bluegrass
  • Hardscape and irrigation specialists
  • Snow removal and seasonal operators

Common uses

  • Mowers, ZTRs, and stand-ons
  • Trucks and trailers
  • Skid steers and mini-excavators
  • Irrigation and hardscape tools

What lenders review

Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:

Equipment specs and value
Owner credit and time in business
Contract backlog for larger deals
How we help

Advisor-led, not order-taker.

We work with lenders that fund landscape businesses in the off-season, when equipment prices are best and cash flow is thinnest.

Explore next

Related Lexington-Fayette programs

FAQ

Landscaping Equipment Financing · common questions

Most established Lexington-Fayette businesses with consistent revenue can qualify for a landscaping equipment financing. Pemberton Lenders reviews credit, time in business, and use of funds to match you with the right lender.

Ready to talk through landscaping equipment financing?

A Lexington-based advisor will follow up within one business day. No credit pull to start.

Submitting an inquiry does not guarantee approval or funding. Financing options are subject to lender review.