Manufacturing Equipment Financing · Lexington-Fayette

Manufacturing Equipment Financing in Lexington-Fayette.

Equipment loans and lines for Kentucky manufacturers. Coordinated by an advisor working out of our downtown office at 2525 Harrodsburg Rd, Lexington, KY.

Amount
$50,000 to $10,000,000+.
Term
36 to 120 months.
Best for
Kentucky manufacturers investing in machinery.
Coverage
Fayette + Bluegrass

Locally rooted

Based on Harrodsburg Road in Lexington.

Advisor-led

Real people who guide you through every option.

Wide lender network

Access to bank, SBA, and alternative funders.

Transparent process

Clear terms — no payday-style shortcuts.

The program

What manufacturing equipment financing actually is

Manufacturing equipment financing funds CNCs, presses, robotics, and production lines with the equipment as collateral. Section 179 and bonus depreciation often make the after-tax cost lower than the sticker payment.

Who it fits in Lexington-Fayette

  • Machine shops and contract manufacturers in the Bluegrass
  • Producers replacing legacy equipment
  • Manufacturers adding capacity for a new contract

Common uses

  • CNC and machining equipment
  • Automation and robotics
  • Material handling and forklifts
  • Full production lines

What lenders review

Requirements vary by lender and program. Expect underwriters to focus on some combination of the following:

Equipment specs, vendor, and value
Financial statements and backlog
Time in business
How we help

Advisor-led, not order-taker.

We compare loan vs. lease vs. EFA structures with your CPA so you capture the right tax treatment, and we place larger deals with lenders that specialize in industrial equipment.

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FAQ

Manufacturing Equipment Financing · common questions

Most established Lexington-Fayette businesses with consistent revenue can qualify for a manufacturing equipment financing. Pemberton Lenders reviews credit, time in business, and use of funds to match you with the right lender.

Ready to talk through manufacturing equipment financing?

A Lexington-based advisor will follow up within one business day. No credit pull to start.

Submitting an inquiry does not guarantee approval or funding. Financing options are subject to lender review.